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Browse By Topic: Finance
ARTICLE

Customer-Driven Marketing Strategies for Different Segments of Ag Borrowers, Pt 3

July 2006

From Ag Lender Magazine - Background: In our May issue, the first article in this series introduced a new way to segment a lender’s customer base by household income, wealth and other characteristics. Six groups or “segments” that comprise the U.S. Farm Household Typology were identified: Single Income Ruralpolitan (SIR),...

ARTICLE

Marketing's Rold in Managing Assets

July 2005

From AgriMarketing Magazine - In the June issue of AgriMarketing the DuPont Financial Analysis Model — a straightforward method for assessing the factors that influence a firm’s financial performance — was introduced. This model identifies three “levers” of profitability for a firm as measured by return on equity; these levers...

ARTICLE

The Search for an Optimal Capital Structure

July 2005

From Seed World Magazine - You’re looking over your income statement and come to the interest expense entry … you immediately know that money goes straight to the bank, never having an opportunity to hit the bottom line. You wonder if it is wise to carry debt on the balance...

ARTICLE

Pulling the Levers to Improve Profitability

June 2005

From AgriMarketing Magazine - Wouldn’t operating an agribusiness be much easier if it were possible to simply pull a lever and improve profitability? Although not quite that effortless, the DuPont Financial Analysis Model is a rather straightforward method for assessing the factors that influence a firm’s financial performance. This model...

ARTICLE

Earning a Positive Net Income is Not Good Enough

May 2005

From Seed World Magazine - Sure, your accountant asserts that you have earned a profit, but you could still be losing money! For example in Table 1, a privately-held seed company had revenues last year of $2.5 million on $2.4 millionin expenses, giving it an accounting profit of $100,000. However,...