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Wealth and Capital Allocations of Today's Agricultural Borrowers, Pt. 2

June 2006

From Ag Lender Magazine - The first article in this series introduced a new way to segment a lender’s customer base by household income, wealth and other characteristics. Six groups or “segments” comprise the U.S. Farm Household Typology: Single Income Ruralpolitan (SIR), Double Income Ruralpolitan (DIR), Active Seniors (AS), Farm Operator with Spouse Working Off Farm (FOSOFF), Traditional Farm (TRAD), and Commercial Farm (COM). In the first article, implications of each respective segment’s sources of income were discussed. In this second installment, we focus on the implications of each segment’s variation in amount of capital and wealth.

Topic:   Research


Brian Briggeman
Michael Boehlje


Ag Lender

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From Ag Lender - The 2008 survey of commercial producers by Purdue University's Center for Food and Agricultural Business provides useful information for lenders and financial service providers to better understand their farmer-buyer customer base and buying behavior. The purpose of this discussion/article is to help lenders understand how to...

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